PRIVACY POLICY

This Privacy Policy is effective as of: September, 2019

The Privacy Policy of this website (also referred to as “Policy”) applies to Handicaploan.com (also referred to as “Company,” “Site,” “we,” and “our”). We understand the importance of protecting your privacy and our policy notifies you, as the site user, about our services, how we collect, use and share your information,safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. The operation of the Website is aligned with federal, state and local laws of the USA. By using this Site and by sharing your personal information on this Site, you acknowledge that you have read, understood, and agree to this Policy and other policies on this Site and that You are a legal resident of the United States over 18 years old. Please read this Policy in full before using this Site.

What Information Do We Collect?

In order to use this Site and its services, You need to provide Your personally identifiable information (PII) via the online form on the Site and “Non-Personally Identifiable Information” (“NPII”) from You. Personally Identifiable Information (“PII”) is any information that can be used to identify, contact, or locate an individual. This information may include, but is not limited to: your name, date of birth, Social Security Number, telephone number, physical address, email address, driver’s license number and state, employment information, active military information, information about home ownership, citizenship status, frequency and amount of paychecks, and your banking information. Non-Personally Identifiable Information (“NPII”)includes but is not limited to the user’s behavioral data, such as Internet Protocol (IP) data, browser details, geo position, user’s operating system, the pages of referral and exiting, date and time details, Internet service provider details etc. This information may be obtained directly through the use of “cookies,” which is data sent to your computer when visiting a website. The disabling of cookies may prevent access to certain areas of this Site. This Company has no control over cookie technology.This information may be summarized and shared with third parties for the analysis of trends and statistics and is in no way linked to your PII.

The use of information and security

We collect, store, share and use Your PII information under the provisions of this Privacy Policy. This Site uses a number of security measures to protect your personal information from unauthorized retrieval, use, disclosure or destruction. This includes