E-CONSENT

Handicaploan.com reserves the right to modify these terms and conditions at our discretion, without notice.

INTRODUCTION

You are submitting a request to be connected with one of our third party lenders or lending partners. In order to offer you a loan, the third party lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).

OPTION FOR PAPER RECORDS/DISCLOSURES

If you would like to receive a paper copy of any Disclosures, please contact your third party lender or lending partner directly. These Disclosures may be available to you by the third party lender or lending partner. Please note, some lenders or lending partners may charge a fee for sending you paper copies of Disclosures. The Lender or Lending Partner will retain all Disclosures as the applicable law requires.

SCOPE OF CONSENT

This E-Consent applies to all interactions online concerning you and the third party lender or lending partner and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third party lender or lending partner may process your information and interact during all online interactions with you electronically. They may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party lenders’ or lending partners’ websites, and may be provided by e-mail.